MATRIX INNOVATION LIMITED – WEBSITE TERMS OF USE

1. Introduction
This website (Site) is operated by Matrix Innovation Limited (Company Number 8530186) (we, our, or us). These website terms of use (Terms) apply to your use of and access to the Site.

2. Acceptance of Terms
By accessing and using our Site, you agree to these Terms. If you do not agree, you must stop using the Site immediately.

3. Information and Availability
We strive to ensure the accuracy and completeness of the content on our Site (Content), but it is for general information purposes only. We do not provide financial or credit advice. We are not responsible for any loss resulting from reliance on our Content. We do not guarantee uninterrupted access to the Site, and you use it at your own risk.

4. Changes to These Terms
We may update these Terms at any time by publishing revised terms on our Site. Please check regularly to stay informed.

5. Privacy
We respect your privacy. Our Privacy Policy, available on our Site, outlines how we collect and handle personal information.

6. Licence to Use Our Site
We grant you a non-exclusive, royalty-free, revocable, worldwide, non-transferable licence to use our Site under these Terms. Any other use requires our written consent.

7. Prohibited Conduct
You must not:

Breach privacy laws or post personal information without consent

Use the Site to harass, threaten, or offend others

Engage in unlawful activities

Interfere with Site operations

Distribute viruses or harmful software

Send unsolicited messages

Use data mining, screen scraping, or similar tools

Assist others in violating these Terms

8. Competitor Restrictions
Competitors may not use our Site or Content in any way that competes with our business.

9. Intellectual Property
We own or license all rights in our Site and Content (Our Intellectual Property). You may access, display, print, and download Content for personal use but must not:

Copy, reproduce, or distribute Our Intellectual Property

Modify or create derivative works from it

Frame or embed it in other sites without permission

You may share Our Intellectual Property on social media if you:

Do not claim ownership

Do not imply endorsement

Do not damage our reputation

Follow these Terms

10. User Content
By posting content on our Site or tagging us on social media, you grant us a worldwide, perpetual, royalty-free licence to use, modify, and distribute your content. You are responsible for ensuring your content does not infringe on any rights or laws.

11. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for their content, and any purchases made on such sites are between you and the third party. We may receive a commission for referrals, which we will disclose where applicable.

12. Limitation of Liability
To the maximum extent permitted by law, we exclude all liability for loss or damage arising from your use of our Site or Content.

13. Indemnity
You must indemnify us against any loss or liability arising from your use of our Site or breach of these Terms.

14. Discontinuation of the Site
We may discontinue or restrict access to our Site at any time without notice. We are not liable for any resulting loss.

15. Termination
We may terminate these Terms at any time without notice. All obligations and limitations of liability survive termination.

16. Dispute Resolution
If a dispute arises, parties must attempt to resolve it in good faith. If unresolved within 21 days, either party may pursue litigation. Urgent legal relief may be sought if necessary.

17. Severability
If any part of these Terms is invalid or unenforceable, it will be removed while the rest remains valid.

18. Governing Law
These Terms are governed by New Zealand law. You submit to the exclusive jurisdiction of New Zealand courts. If accessing our Site from outside New Zealand, you are responsible for complying with local laws.

19. Contact Information
For questions or notices, please contact:
Matrix Innovation Limited (Company Number 8530186)

Last updated: 30 October 2023